Position: Senior SME Lending Officer (2 positions) -- LOLC

LOLC (CAMBODIA), Plc. is one of the top licensed microfinance institutions in Cambodia with a social vision and a business orientation that provides entrepreneurs and families at the base of the socio-economic pyramid with economic opportunities to transform the quality of their lives and their communities through the provision of effective and sustainable client-empowering financial services. Currently, LOLC serves more than 232,000 clients with loans outstanding of more than 450 million USD
To support the rapid growth of our operations, LOLC is recruiting two (02) Senior SME Lending Officer To be based at Head Office (Phnom Penh) 
POSITION: Senior SME Lending Officer (2 positions)
LOCATION: Head Office (Phnom Penh,2 positions)
Duties and Responsibilities:
  • Review SME loans which are submitted from branches and recommended to credit committee.
  • Monitor performance of team members to have more efficiency and supporting errors of loan proposals submitted by branches.
  • Collect and control errors of loan proposals submitted by branches, analyzed and commented to loan case in liaison with loan policies.
  • Regular on-site support to branch network in order to encourage achieving targets, pushing or improving results.
  • Strengthen SME loan assessment with BM/DBM/HCO/CO.
  • Select poor portfolio performance of branches, identify problems and propose actions to improve.
  • Follow compliant from clients related to SME loan service.
  • Visit SME clients which loan size is over to the authorization of Branch Manager and provided loan recommendation if it’s required by the Credit Committee.
  • Participate in Credit committee meeting to present the SME loan information.
  • Identify potential business opportunities by branch (cluster markets, potential clients by sector, activities, etc
  • Regularly monitor Loan Portfolio Quality and Overdue & LWO report from Branches.
Qualification and Requirements:
  1. Bachelor’s degree in Marketing, Finance, Economics or other quantitative field. MBA preferably.
  2. Minimum of 3 years of lending experience with a focus on MSME segments.
  3. Minimum of 2 years of experience of working in regulated financial institution, preferable with some direct lending management experience.
  4. Experience with building strong relationships to achieve loan growth targets.
  5. Excellent working knowledge of the market.
  6. Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
  7. Good technical knowledge of MS Office products (Excel , Word, others)
  8. Strong knowledge in English.
  9. Proactive, flexible and a good team player
  10. Ability on problem solving and good communication skills
  11. Good behavior committed and disciplined 

Remuneration:
LOLC offers competitive remuneration to employees such as Khmer New Year Bonus, Pchum Ben Bonus, year-end bonus, annual salary increase, medical allowance, personal accident insurance, training and career development opportunities, and a good working environment that are fully compliant with Cambodia Labor Law.

How to apply:
Interested candidates should submit a CV, Cover Letter, and recent passport photograph, clearly mentioning the position and location applied for, to any nearby LOLC office or to the Human Resources Department at #666B, street 271, Sangkat Phsar Daeum Thkov, Khan Chamkarmon, Phnom Penh or email to recruitment@lolc.com.kh by June 25, 2019 For further information, please visit: www.lolc.com.kh.

Applicants submitted via email should follow the below guideline:
1. Email subject must be: Applying for (position title) (Ex: Applying for Credit Officer);
2. CV & Cover letter must be combined in one PDF or MS Word file and not exceed 5MB; and
3. Supporting documents are not required.
Only shortlisted candidates will be contacted. Submitted applications will not be returned.
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